Financial Resources


Listed below are some of the most commonly used sources for financial assistance in the Waterbury Region.  Traditional financing is available from many easily accessible banks in the Waterbury region.  Alternative financing options may also be available for certain projects and uses.  Loan and grant programs as well as tax abatements are available for qualified applicants.

 

Enterprise Zone and Enterprise Zone Corridor Program

The Downtown Development Incentive Fund

The Connecticut Community Investment Corporation (CTCIC)   The Community Economic Development Fund (CEDF)


 
 

 


 
Enterprise Zone and Enterprise Zone Corridor Program
 

Waterbury’s status as a Targeted Investment Community in an Enterprise Zone means that qualifying businesses within the Zone can benefit from many forms of state assistance.  The region’s towns of Naugatuck and Beacon Falls are located in the Enterprise Zone Corridor, affording the same benefits as the Enterprise Zone. Companies interested in expanding and/or rehabilitating their businesses within the Enterprise Zone are eligible for a package of significant financial incentives, including: personal and real property tax abatements, and state corporate business tax credits. Major improvements – bringing the property up to code or installing a new roof, for example – to residential property in the Enterprise Zone may also qualify for benefits.

Contact: Waterbury Development Corporation: (203) 346-2607; www.wdconline.org/

 



 The Downtown Development Incentive Fund
 

The Downtown Development Incentive Fund has been designed to provide a source of capital not readily available through conventional financing programs to support the rehabilitation and improvement of properties within Downtown Waterbury.  Loans and grants ranging from $15,000 to $250,000 may be used for real property improvements, purchase of equipment and fixtures, working capital and other purposes consistent with the revitalization plan for the area.

Contact: Waterbury Development Corporation: (203) 346-2607; www.wdconline.org 


 
The Connecticut Community Investment Corporation (CTCIC)
 

The Connecticut Community Investment Corporation (CTCIC) promotes industrial and commercial development by aiding and assisting the expansion of existing industry, commerce, and local entrepreneurship through the rendering of consulting, technical, educational, and financial assistance.  CTCIC is a private non-profit corporation that provides economic development financing to qualified small businesses throughout the state of Connecticut.  Contact: Connecticut Community Investment Corporation: (866) 776-6172; http://www.ctcic.org


 
The Community Economic Development Fund (CEDF)
 

The Community Economic Development Fund (CEDF) provides loans to start-up and existing businesses that have difficulty obtaining traditional financing or need flexible terms.  The CEDF program also provides support to encourage community-based economic development strategic planning and business counseling to small businesses and entrepreneurs.  Contact: 800.656.4613; http://www.cedf.com

 

 


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